Underwriter I

Nashville, Atlanta, Chicago, Birmingham, and other locations and states possible, TN

By innovating the connection of risk and capital, Velocity Risk delivers specialty property insurance in catastrophe prone communities. Embracing Nature’s volatility and turning “problems” into potential, we are transforming old insurance practices. Our uncommon approach to business creates uncommon careers where employees are empowered to flourish.

Are you someone looking for a role that will challenge you to step outside your comfort zone? Are you looking to join an innovative, collaborative team environment that allows you to learn from others and grow in your career? If you, you are just the type of person that will fit into our distinctive culture.

As a Middle Market Underwriter I, you are responsible for analyzing and underwriting business for Commercial Lines to meet Combined Ratio and capital metric goals. You will be responsible for assisting the Commercial Lines team in underwriting their book of business while assisting in coaching and developing a team of Underwriting Assistants. You will utilize your underwriting familiarity and experience to help determine risk acceptability, pricing, underwriting guidelines, developing positive agency relationships within assigned territories, auditing underwriting files and accounts and improving on underwriting processes. Partnering with other departments and your colleagues, you will provide insights and feedback on ways to further improve and develop the products and services Velocity Risk offers.

You will thrive in this position if you have these core capabilities…

  • Communication – superb skills in writing and verbally communicating
  • High attention to Detail – focused and attentive to correct data and pinpointing any inaccurate information quickly and efficiently
  • Highly organized and prioritized – systematic record keeping skills and able to recognize time sensitivity and adapt accordingly
  • Proven capability for confidentiality

The core responsibilities for this role are…

  • Assisting Underwriter II’s and Senior Underwriters with accountabilities and business goals through effective underwriting practices: risk determination, pricing, coverage, appropriate terms and conditions with defined limits/authority and excellent underwriting guidelines.
  • Creating stable and productive producer relationships within assigned territories and fostering pre-existing partnerships.
  • Assisting with account pipelines and pre-underwriting accounts by performing: account qualification and research, creating of modeling requests, forms review, completing risk assessment reports, including pricing recommendations.
  • Draft quotations, binders, and endorsements
  • Coach and mentor developing Underwriting Assistants.

Demonstrated Experience for success in this role…

  • Bachelor’s degree (Risk Management or similar) or equivalent industry experience
  • 1+ years of commercial insurance experience
  • Professional insurance designations a plus
  • Proficiency in Microsoft suite (Excel, Word, PowerPoint, Outlook)

Velocity Risk provides equal opportunity to everyone, and we do not tolerate discrimination or harassment to anyone.

We strive to ensure our employees have the best experience possible! We provide comprehensive and competitive benefits packs for our full-time employees.

  • Medical, Dental, and Vision fully subsidized by Velocity
  • Health Savings Account with employer contributions
  • 401k after 6 months of employment
  • Education and Certification Reimbursement and Bonus programs
  • Paid Time off and company Holidays with floating holidays for flexibility
  • Gym membership reimbursements
  • Volunteer rewards and “give-back” initiatives
  • In-office lunch provided

We are a hybrid team (2 days remote, 3 days in office).

Velocity Risk participates in E-Verify. https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster.pdf